Why do you want to do; what you plan to do?

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You would have encountered many people at work and among friends who just write plans & goals; without evaluating it through "capacity of execution". Moreover, their plans & goals are inherited after looking at the "positive" & "flashy" ends of their fellows or friends. Something like "Since Ram created his own house at the age of 35, I also need to do the same", "Since Shyam started Investing Rs. 10000 every month in Equities, I also need to start Investing Rs. 10000 every month", "Since Mehtas had been to Europe Tour this year, we also need to visit Europe", etc.

People while framing their plans don't evaluate the "capacity of execution". Most of them don't even answer themselves as to "Why do they want to do what they plan to do?" If you question "Why" to them, they will come with answers like "Ram & Shyam did that, so am I doing?" and they completely oversee the fact that the execution of a plan is directly affected by the environmental & capacity variables. And they believe & rely on their "Power of Assumption" to such an extent that it starts appearing "reality" to them.

I recommend you to plan & write goals on something you are passionate about, while evaluating your capacity to execute it. Like, if you have liquid funds & want to plan your financials, invest in better options instead of buying a SUV to "show-off". If you love mountains, and want to go on vacation, go to "Laddakh" instead of "Mount Titlis" after borrowing a sum of Rs. 1 Lac from the bank. Do something which can give you "sense of achievement" without pushing you into debts & not measuring yourself on scale of "relative competition". This is your life, why to mould it like anybody else's?

Assess Capacity! Plan Goals! Execute Happily!